Tools

Refinance Savings Calculator

Thinking of moving your loan? Compare your current package against a refinance — monthly savings, switching costs, net savings and break-even point. Estimates only; confirm actual rates and costs with the bank and your lawyer.

JomProp > Tools > Refinance Savings

Estimates for planning only — not financial, tax or legal advice. Rates current as of July 2026; statutory rates and fee scales can change. Always verify final figures with the bank, lawyer, valuer, LHDN or the land office.

Refinance Savings

Free · estimate only

Compare current vs refinanced loan and estimate net savings and break-even.

Current balance (RM)Current rate (%)Current tenure left (years)New rate (%)New tenure (years)Early settlement penalty (%)Legal cost (RM)Valuation cost (RM)Other switching cost (RM)